Terms of Service

Welcome to Makio Pay! These Terms of Service ("Terms") govern your use of the Makio Pay website and services. By accessing or using our website and services, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, please do not use our website or services.

1. Acceptance of Terms
By accessing or using the Makio Pay website and services, you acknowledge that you have read, understood, and agreed to be bound by these Terms. If you are using our services on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.

2. Use of Services
Eligibility:
You must be at least 18 years old to use our services. By using our services, you represent and warrant that you meet this age requirement.

Compliance:
You agree to use our services in compliance with all applicable laws, regulations, and these Terms. You are responsible for ensuring that your use of our services does not violate any laws or regulations in your jurisdiction.

Prohibited Activities:
You agree not to engage in any of the following prohibited activities:

Violating any laws or regulations.
Infringing on the rights of others, including intellectual property rights.
Engaging in fraudulent or deceptive practices.
Interfering with or disrupting our services or servers.
Attempting to gain unauthorized access to our services or systems.
Harassing, threatening, or abusing other users.
Using our services for any illegal or unauthorized purpose.
3. Intellectual Property
Ownership:
All content and materials on the Makio Pay website, including text, graphics, logos, images, and software, are the property of Makio Pay or its licensors and are protected by intellectual property laws.

Use of Content:
You may use the content and materials on our website for your personal, non-commercial use. You may not reproduce, distribute, modify, or create derivative works based on our content without our prior written consent.

Trademarks:
The Makio Pay name, logo, and other trademarks are the property of Makio Pay. You may not use our trademarks without our prior written consent.

4. User Accounts
Account Creation:
To access certain features of our services, you may need to create a user account. You agree to provide accurate and complete information when creating your account and to keep your account information up-to-date.

Account Security:
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

Account Termination:
We reserve the right to suspend or terminate your account at any time, with or without cause, and without prior notice. You may also terminate your account at any time by following the instructions on our website.

5. Payment and Billing
Fees:
Some of our services may require payment. You agree to pay all applicable fees for the services you use. Fees are non-refundable unless otherwise stated.

Billing:
We will bill you for the services you use based on the payment terms and methods described on our website. You are responsible for providing valid payment information and for ensuring that your payment method is up-to-date.

Late Payments:
If you fail to pay any fees when due, we may suspend or terminate your access to the services. You will be responsible for all costs associated with the collection of unpaid fees, including attorney's fees and collection agency fees.

6. Disclaimers
No Warranties:
Our services are provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, error-free, or free from viruses or other harmful components.

Limitation of Liability:
In no event shall Makio Pay be liable for any indirect, incidental, consequential, special, or exemplary damages arising out of or in connection with these Terms or the use of our services, whether or not we have been advised of the possibility of such damages.

7. Indemnification
You agree to indemnify and hold Makio Pay harmless from and against any and all claims, damages, liabilities, costs, and expenses, including reasonable attorney's fees, arising out of or in connection with your use of our services, your violation of these Terms, or your violation of any rights of a third party.

8. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Makio Pay is incorporated, without giving effect to any choice or conflict of law provision or rule.

9. Dispute Resolution
Arbitration:
Any dispute arising out of or in connection with these Terms or the use of our services shall be resolved by binding arbitration in accordance with the rules of a recognized arbitration institution. The arbitration shall be conducted in the jurisdiction in which Makio Pay is incorporated.

Waiver of Class Action:
You agree to waive any right to participate in a class action lawsuit or class-wide arbitration.

10. Miscellaneous
Entire Agreement:
These Terms constitute the entire agreement between you and Makio Pay regarding the use of our services and supersede all prior or contemporaneous understandings and agreements, whether written or oral.

Amendments:
We reserve the right to amend these Terms at any time. We will notify you of any material changes to these Terms by posting a notice on our website or sending you an email. Your continued use of our services after such notice constitutes your acceptance of the amended Terms.

Severability:
If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck, and the remaining provisions shall be enforced.

Waiver:
No waiver of any provision of these Terms shall be deemed a further or continuing waiver of such provision or any other provision, and our failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.

By using the Makio Pay website and services, you acknowledge that you have read, understood, and agreed to be bound by these Terms. If you have any questions or concerns about these Terms, please contact our support team.